California Auto Insurance Are Prohibited From Using Gender As a Factor In Determining Premiums (How to Spot Discrimination at Work?)
HomeBlogCalifornia Auto Insurance Are Prohibited From Using Gender As a Factor In Determining Premiums (How to Spot Discrimination at Work?)
On behalf of The Rager Law Firm posted on January 04, 2019
California finally makes it illegal to use gender as a factor in determining premiums for auto insurance policies. Some of you are probably surprised to hear that California car insurance companies charged more for auto insurance based on gender in the first place, but do not forget that we are surrounded by gender inequality even where we do not see it coming.
Your employer reducing work hours or pay because of your gender is not the only form of discrimination you can face on a daily basis, because your auto insurance company increasing premiums simply because you are a female can qualify as discrimination as well. But starting from January 1, 2019, car insurance companies are no longer allowed to use gender as a factor in determining premiums.
“Speaking of that employer who discriminates against you at work… have you thought about filing a discrimination claim against your employer?” wonders our Los Angeles gender discrimination attorney at The Rager Law Firm.
Auto insurance companies are prohibited from charging more for premiums based on gender
Auto insurance companies in California are prohibited from charging people of a certain gender more than others thanks to the Gender Non-Discrimination in Automobile Insurance Rating Regulation.
“It is unfair to use gender as a factor in calculating premiums for auto insurance coverage; just because you have a natural ability to give birth to people does not mean you are a worse driver and are more likely to cause car accidents,” says our experienced discrimination attorney in Los Angeles.
The Gender Non-Discrimination in Automobile Insurance Rating Regulation has been enacted to ensure that auto insurance rates are based on factors within a driver’s control rather than personal characteristics a driver has no control over.
In addition to that, California is one of few states who have already made it illegal for auto insurance companies to use such factors as the consumer’s credit, level of education and whether the driver owns or rents their house when determining premiums.
How to spot signs of workplace discrimination in 2019?
And while knowing that your auto insurance company will no longer be allowed to determine rates based on gender is definitely good news, how do you put an end to discrimination in the workplace?
Discrimination at work can be either subtle or obvious regardless of whether you are a job applicant or employee. Our Los Angeles workplace discrimination lawyer says that it can be difficult to spot signs of discrimination at work, but if you notice any of the following, you are probably being discriminated against by your employer:
Changes in job performance reviews for no reason
You are being excluded from work-related meetings and events
You are being assigned “heavier” work duties or your workload increases for no reason
Your work hours are being reduced
Your pay is being reduced
Laying off employees of certain characteristics
Making up rules exclusive for workers of a certain group
Failure to react or put an end to bad treatment or discrimination of employees of a certain group
Recognizing signs of discrimination can be tough, which is why it is highly advised to seek legal help from a discrimination lawyer in Los Angeles or elsewhere in California. State and federal laws make it illegal to discriminate against employees on the basis of such protected characteristics as skin color, gender, age, race, religion, national origin, disability, sexual orientation, and many more. Schedule a free consultation with our discrimination lawyers at The Rager Law Firm. Call our offices at 310-527-6994.