Anyone who has ever suffered from a serious or ongoing illness will know that the resulting financial worries can be as concerning as the illness itself. At first, you may be calm in the belief that your medical benefits will cover the costs incurred but, should your claim be wrongly denied, your stress levels will soon increase. Similarly, if you are due retirement benefits, only to find they are not fully paid, or are delayed, it is likely that you will struggle to make ends meet and pay your bills. Errors like this result in retired people having to find part-time work when they should be enjoying their twilight years after decades of working hard.
If you have found yourself facing obstacles in your claim for medical and retirement benefits, an expert attorney from the Rager Law Firm could be your key to securing the funds you are owed. While handling your case, your Torrance medical and retirement benefits attorney may also recover backpay, and compensation for the suffering caused by the error, if the courts deem it appropriate.
How a Torrance Denial of Medical and Retirement Benefits Attorney Could Ease Your Financial Hardship
Not having enough money to make ends meet is a stressful matter, made even worse when you know you are owed money. When you have issues recovering the medical and retirement benefits you are entitled to, a committed and compassionate attorney from Rager Law Firm should be your first choice. Lengthy delays while disputing benefit errors can make an already challenging time even worse. Various major laws have been implemented to protect the rights of those affected by these delays, each of which will be used by your Torrance denial of medical and retirement benefits attorney to bring your case to a satisfactory conclusion as promptly as possible.
These laws include:
Employee Retirement Income Security Act (ERISA), which mandates retirement benefits and what each employee is entitled to receive
Health Insurance Portability and Accountability Act (HIPAA), handing the sharing and availability of relevant information
Consolidated Omnibus Budget Reconciliation Act (COBRA), which provides insurance to employees for a specific time after they leave work or retire
PPACA, commonly referred to as Obamacare, which gives every American access to affordable health coverage, while prohibiting insurance companies’ right to use pre-existing conditions as grounds for denying benefits
It is not unusual to encounter an insurance company that will happily collect your premiums, only to delay or underpay claims when you need to file them. These laws, combined with your Torrance denial of medical and retirement benefits attorney’s expertise, can insure you receive the funds and care you are entitled to.
Appealing Denial of Medical and Retirement Benefits
When you appeal the decision to deny your medical or retirement benefits claim, your case will be reviewed by an arbiter or administrator, who is obliged to do so without prejudice or bias. Should your appeal also be denied, you are legally entitled to file a lawsuit.
If you are facing any issues with your medical or retirement benefits, you could secure a successful outcome with the help of a Torrance denial of medical and retirement benefits attorney. To discuss your circumstances with a skilled attorney, and enable us to start building your suit, call us today on 310-527-6994 to schedule a free initial consultation.
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